Credit quality assesses financial solvency using credit scores for people and credit ratings for entities. Learn its impact ...

A hard inquiry occurs when lenders request your full credit report, affecting your credit score. Understand how these inquiries impact your financial profile.

A VantageScore is a type of credit score to help lenders decide your creditworthiness. It intends to provide a reliable way of scoring a wider swath of consumers than competing models like FICO, ...

Americans now have a new credit option to use when applying for a mortgage, and it allows them to use their rent payments as a qualifying factor. President Donald Trump's administration announced this ...

Bank switching bonuses are becoming increasingly popular, but can changing current accounts affect your credit score? We look at the pros and cons.