Hitting a 740 credit score means you've crossed a real threshold for loans, credit cards, and more. Here's what to know.
The average U.S. credit score is 715, according to FICO's Score Credit Insights, which examined data from April 2025. That's still in the "good" range, but it represents a two-point drop ...
Here's the average credit score for Americans in every age group, from Gen Z to Baby Boomers, plus how your own score stacks ...
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