Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

These strategies of what to do when you have a CD maturing soon will have you maximizing returns even with rate cuts.

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

A proactive move before your CD matures can help you avoid low yields and stay ahead of the Fed's next move. If you don’t act before your CD’s maturity date, your money may get locked into a lousy ...

Solid CD rates allow retirees to secure a reliable income with a CD ladder strategy. Retirees need to balance lower-returning CDs with stocks and other investments. Building a CD ladder involves using ...

Find the highest APY available by comparing online banks and credit unions and looking for promotional terms. Build a CD ladder to take advantage of today's rates without locking all your money up for ...

It appears that, much the recent return to vinyl records, many music fans are fueling a resurgence of interest in CDs. How, ...

Discover how annual percentage yield (APY) impacts your CD investments and learn to compare rates for maximizing returns, with tips on calculating and understanding APY.

A certificate of deposit (CD) is a bank-offered account that locks your money in at a fixed rate for a preset period of time. The account pays interest periodically for the duration of the CD, but ...

Learn how to open a Certificate of Deposit (CD) in easy steps. Compare providers, choose your CD type, submit an application, ...

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